Most health insurance covers TMS therapy for patients diagnosed with Major Depressive Disorder (MDD). Copays range from $10 to $70 per session on average after meeting your deductible. However, coverage varies significantly depending on the plan, and most insurance companies have strict requirements for eligibility.
Many insurance companies require patients to have a history of treatment failure with at least two to four antidepressant medications before authorizing coverage for TMS therapy. Check your insurance plan to confirm your treatment will be covered.
Most insurance companies don't cover TMS therapy for conditions other than depression, like obsessive-compulsive disorder (OCD), anxiety, migraines, or Post Traumatic Stress Syndrome (PTSD).