Find a bankruptcy lawyer in Sacramento, CA

Find bankruptcy lawyers in Sacramento, CA

Find bankruptcy lawyers in Sacramento, CA

Share a few details and we'll show you the best bankruptcy lawyers in your area.
Zip code

Find bankruptcy lawyers in Sacramento, CA

Share a few details and we'll show you the best bankruptcy lawyers in your area.
Zip code

Top 10 bankruptcy lawyers in Sacramento, CA

Clients agree: these Sacramento bankruptcy lawyers are highly rated for knowledge, experience, communication, and more.
LaVelle Law Offices

LaVelle Law Offices

New on Thervo
7+ years in business
Serves Sacramento, CA
Before I studied law at Santa Clara University and became a lawyer, I filed for Bankruptcy 16 years ago. I understand the stress of being in debt and the feeling overwhelmed with pressure from creditors and guilt about filing bankruptcy and worried about facing creditors and going to court; what would they ask? what will they take? when will this be over?! I now take pride in helping clients through that difficult process, as someone helped me 16 years ago.
YR LAW

YR LAW

New on Thervo
20+ years in business
Serves Sacramento, CA
I provide personal service to each of my clients. As a sole practitioner, my clients have direct access to me 24 hours a day, 7 days a week. Having the ability to help people during their time of need.
The Law Offices Of Mia Perez-Arroyo

The Law Offices Of Mia Perez-Arroyo

5.0(1)
Offers online services
1 hire on Thervo
6+ years in business
Serves Sacramento, CA
Ian C. says, "I WILL HIGHLY RECOMMEND ATTY. MIA. SHE IS VERY DOWN TO EARTH AND WILL PUT THE BEST INTEREST OF HER CLIENT. SHE IS A SUBJECT MATTER EXPERT WHOM YOU CAN TRUST." Read more
LegalShield / IDShield

LegalShield / IDShield

5.0(1)
Offers online services
17 hires on Thervo
16+ years in business
Serves Sacramento, CA
Sandy J. says, "David Spencer made me feel valued. The legal system can be intimidating and it took me a bit to find the right attorney that balanced my comfort level. I would have given up had it not been for David’s compassion. Even when I didn’t want to talk I felt he cared just from a simple voice message. He was always a phone call away. I feel so much less stress thanks to LegalShield. My advice to others is to reach out to David even if you aren’t sure where to start. You won’t be disappointed!" Read more
Mark Reichel, Attorney At Law

Mark Reichel, Attorney At Law

New on Thervo
33+ years in business
Serves Sacramento, CA
Former Assistant Federal Pubic Defender, criminal defense and civil litigation in state and federal court, criminal and civil, and appellate work. Taking on the challenges. Every case has challenges and every person is enttitled to an attorney who is passionate about helping them.
LOTAG

LOTAG

New on Thervo
1 hire on Thervo
22+ years in business
Serves Sacramento, CA
We have a lot of experience in civil litigation matters such as personal injury, real estate and general negligence.
Bartholome

Bartholome

New on Thervo
Serves Sacramento, CA
Our reputable firm works diligently and hard to help you attain your goals pertaining to your family law matters. It is our priority to assist you with your legal matter, pertaining to family law. We offer a complete range of services to individuals with both simple and complex legal needs.
Sances Law

Sances Law

New on Thervo
Offers online services
2 hires on Thervo
Serves Sacramento, CA
Our mission is to connect with clients in order to help them build businesses with integrity Martin focuses on getting parties to work together collaboratively using synergy and partnership.
Hunt Law

Hunt Law

New on Thervo
24+ years in business
Serves Sacramento, CA
Over 100 million collected.
BARLOW LAW

BARLOW LAW

New on Thervo
31+ years in business
Serves Sacramento, CA
I am an aviation plaintiff's attorney with 30 years of experience as both aviation defence and plaintiff's lawyer. In this capacity I represent parties in air crashes an aviation related matters. I also have maritime law eperience having represented two America's Cup sailors. I also draft contracts in the aviation field and other fields. I have taken numerous cases to trial. I am also a mediator and mediate a wide variety of cases. In all the cases I have mediated the parties have reached a settlement. Getting a prompt resolution at minimal cost for my clients.

Your bankruptcy lawyer questions, answered

Answers to commonly asked questions from the experts on Thervo.

How much does a bankruptcy lawyer cost?

A bankruptcy lawyer costs $600 to $4,000 total, depending on the lawyer's experience, your location, the complexity of your case, and which type of bankruptcy you file. A Chapter 7 bankruptcy discharges unsecured debt like personal loans, credit cards, and medical bills. Chapter 13 bankruptcy also discharges unsecured debt but creates payment plans for secured debt so you don't lose your home or car.

Filing fees cost $338 for a Chapter 7 bankruptcy or $313for Chapter 13. These fees are charged by the court itself and are the same regardless of your location.

Can I file bankruptcy without a lawyer?

You are allowed to file bankruptcy pro se, or without legal help, but your case is less likely to succeed. Lawyers have the experience and knowledge necessary to file paperwork quickly and correctly. An attorney can also help you decide which type of bankruptcy is best for you.

When would I need a bankruptcy lawyer?

People file for bankruptcy for many different reasons, including:

  • Medical bills
  • Credit card debt
  • Unemployment
  • Divorce
  • Unexpected emergencies

If you are unable to pay off your debt, you may want to consider speaking to a bankruptcy lawyer and make a debt relief plan.

How long do bankruptcy cases take?

Chapter 7 bankruptcy cases typically take 4 to 6 months, as long as the paperwork is filed correctly and there are no major delays. Selling property to pay off debt may cause a short delay.

Chapter 13 cases take much longer because they are contingent upon the payment plan the court makes for you. Most repayment plans take between 3 to 5 years.

What happens to my credit after a bankruptcy?

A bankruptcy of any kind will show up on your credit report and stay there for a set period of time. Chapter 7 bankruptcies remain on your report for up to 10 years. After then, the bankruptcy will be discharged, and your score will go back up. Chapter 13 bankruptcies stay for up to 7 years, but your score may rise before then if you make consistent payments on your car or house.

How do I choose a bankruptcy lawyer?

Start by searching our list of bankruptcy lawyers, then:

  • Get 3+ estimates from different firms to compare.
  • Read reviews about previous cases on Thervo and Google.
  • Choose a lawyer with a good reputation and experience.
  • Verify that they passed the bar and are able to represent you.
  • Choose a lawyer who makes you feel comfortable and at ease.
  • Choose a firm that is conveniently located if possible.
  • Get a written estimate and contract before any casework begins.
  • · Follow a payment plan instead of making large payments up front.

What questions should I ask a bankruptcy lawyer?

When looking for a bankruptcy lawyer near you, consider asking the following questions:

  • How long have you been practicing law?
  • When did you pass the bar?
  • Do you give free consultations?
  • Are you able to take on new clients at this time?
  • What are your rates? Do you charge by the hour, or do you have a flat rate?
  • Will you give me a contract in writing?

Reviews for Sacramento bankruptcy lawyers

Recent success stories from people in the Sacramento area.
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