About
I am an actively practicing Board Certified Financial Planner Designee (CFP) with 30+ years of personal financial & retirement planning, investment management, and insurance experience. My professional goals are to help pre & post divorced, widowed, single, or married couples maximize personal financial security, grow all financial resources, begin the next chapter of life, save for college and retirement, minimize taxes and plan for the next generation.
I know of no better use of one's time than helping other people improve their lives. Financial planning is a calling and I am highly suited for this kind of work. I feel fulfilled when I feel needed and useful. I love to educate and I love to listen to people's stories. A financial planner gets to do all of these things on a daily basis.
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Frequently asked questions
What is your typical process for working with a new customer?
Initial discussion is by phone to learn motivation for reaching out.
Next, an introductory e-mail is sent with a set of forms to help you gather important financial details and information needed so that we may begin to understand your current financial status.
Next, we meet at my office to review your information and discuss your goals and timeline. Meetings can be held remotely if preferred.
We analyze and then prepare recommendations for your consideration.
Upon acceptance, we begin the process of implementing our accepted ideas to improve your financial status.
We monitor your financial and investment program to assure that you stay on track.
What education and/or training do you have that relates to your work?
Education:
- CDFA, Institute for Divorce Financial Analysts, Certified Divorce Financial Analyst, Financial Implications of Divorce: Impact of Property/Asset Settlements, Support and Maintenance
2017 – 2018
- RICP, The American College of Financial Planning Retirement Income Certified Professional, Retirement Income Planning
2015 – 2016
- CLU, The American College, Chartered Life Underwriter
2010 – 2011
Studied Financial Systems & Personal Planning for Individuals & Small Business
- ChFC, Chartered Financial Consultant
2001 – 2002
- CFP, College for Financial Planning, Certified Financial Planner Designee, Personal Financial Planning
1994 – 1996
Comprehensive Financial Planning Process & Implementation
- Northeastern University RHU, Registered Health Underwriter
1992 – 1992
Board Certification for Disability, Long Term Care & Medical Insurance
Do you have a standard pricing system for your services? If so, please share the details here.
$300 per hour, 4 hr minimum
$1800, Flat Rate for Single Person for the year
$3600, Flat Rate for Couple for the year.
How did you get started in this business?
I was recruited to work for Mutual of Omaha Financial Services when I was 22.
What types of customers have you worked with?
I have been in practice for 30+ years so I think I have had the honor to help a very broad spectrum of people from all walks of life.
What advice would you give a customer looking to hire a pro in your area of expertise?
Interview a few and work with the most competent pro that you connect with.
What questions should customers think through before talking to pros about their needs?
https://www.planningfinancialfutures.com/faq-our-practices-services-clients