Since 2005, I have specialized in identifying and providing exclusive, sustainable, and effective financial and insurance solutions when helping individuals, families, and business owners, reach their overall goals and objectives.
I am recognized by my peers as a leading professional and specialist, who adheres to the characteristics of an ethical consultant who relies on significant abilities within the realm of coherent listening skills, cognitive reasoning, strategic planning, and researching capabilities
As a result, when helping those I serve, I am known for utilizing an efficient consultation, along with an effective educational and team-based approach, that ensures your ability to make well-informed decisions. My overall objective is to establish an ongoing business relationship with you every step of the way, as we work together to develop, and or modify your present retirement planning goals and objectives with exclusive sustainable solutions that will enable you to maintain your financial independence and peace of mind throughout your entire retirement years.
I enjoy building long-term relationships with my clients while helping to make a difference pivotal to their success in life. Moreso I enjoy being able to be there for my clients when they need me the most, with above and beyond support when it is required.
Edward is an Great Ethical Man,Very thorough and I Entrust him with all my family Financial Affairs and Policies.He was referred to me by my Sister in law and she couldn’t of done a better job than to refer this man I call an Angel my Dad sent from up above.He came into our lifes about 7 years ago,when our affairs were in Dissaray and he has done a wonderful job in keeping us stress free. On a side note he is a Very Kind and Empathetic Person to all our Family .I would recommend Our Angel to the World.
I have a tremendous amount of confidence in Delington Financial and Edward Allen. He is extremely knowledgable and always acts in the clients best interests. He has been a great advisor and always has time to answer any questions or concerns. I would highly recommend Delington Financial.
Edward is the nicest most patient man I've ever known. I met him at a time when things were not going so well for me and he persevered and helped me get back on my feet. He's always had excellent advice on financial matters and goes the extra mile to make sure that everything is done right. I would HIGHLY recommend him to anyone.
Mr. Allen is extremely well versed in his profession. He is honest, diligent, and trustworthy. He has handled my business interests with integrity and extreme insight. I have been a customer for years because I know I can depend of him to give me the most accurate honest assessmentire of my affairs as possible. He is truly on the vanguard of his profession and I highly recommend Delington Financial and Insurance Services without reservation.
My process begins with a comprehensive examination, and detailed evaluation of your current financial health.
Afterward, I concentrate on securing your retirement planning goals, by addressing, illustrating, and proposing solutions in the realm of, but not limited to: low-risk accessed investments, the present and future effects of increasing tax rates, and how those high tax rates can have an effect on diminishing your monthly retirement income, or how inflation / the inflated cost of living can affect your retirement savings dollars purchasing power, or proposing an effective proactive approach for preparing you for an unexpected long-term care expense in order to avoid depleting your retirement savings.
Based on your authorized approval I present a customized 45-page retirement analysis that will include but not limited to: your proposed low-risk investments, an Income Statement, Social Security Benefits Analysis, Current Assets - Net Worth Statement, Retirement Income Tax-Rate Analysis, Investment Portfolio Risk Assessment- Income Withdrawal Order Proposal ( ensures you'll never run out of money) presented in a Customized Leather Cover Binder, in addition to 24/7 Access to your personal - Retirement Analysis Portal.
Financial Planning Analysis for Today's Pre-Post Retiree
· Executive Benefit Plans; Executive Bonus, Split Dollar, Deferred Compensation
· 401(k) IRA, Pension Aged Based In-Service Withdrawals
· Annuity Contracts and Types, Accumulation & Withdrawal
· Financial Planning with Life Insurance Strategies
· Retirement Planning - Risk, Asset & Tax Management
· Section 1035 Exchanges (Defer of recognized Taxable Gain)
We offer Three Types of Financial Analysis.
Standard Analysis: - $300 ( One Time Service- Fee)
Essential Analysis - $375 ( One Time Service--Fee)
Premium Analysis - $475 ( One Time Service Fee )
In 2004, as a Senior Account Executive with a financial investment marketing firm for the past 10 years. I decided to make a career change. I met with a client for lunch, who was passionate about the financial and insurance industry. Upon considering his offer, I acquired my State of California Life and Health license in October of 2005. This was the beginning of what is now a gratifying 16 years for me in the Financial & Insurance Service industry as a Financial & Insurance Professional..
I have worked with customers from all walks of life. For example but not limited to: I have worked with College Executives and Directors, Family Law & Estate Planning Attorneys, Retired Musicians, Physician Assistants, Middle & High School Teachers, College Campus Employees.
Most importantly, I have worked with those who have committed to building a sound financial retirement planning foundation, that addresses their concerns, goals, and objectives in order to live the retirement lifestyle of choice, while maintaining their independence, and peace of mind throughout years to come.
Because of the (Covid-19) challenging times we now live with, many of my clients are concerned about the protection of their retirement savings plans, as well as having the right financial risk management options in place, e.g life insurance, just in case.
I recently learned from a client how happy and relieved she was to learn that the $20,000 investment she made in 2009, towards securing a properly structured life insurance strategy, which had increased in value, to $60,000. was in place as part of her financial foundation. Most importantly as an added bonus, she was happier to learn that her investment would double in value in her passing. She was so happy that she made the decision to move forward with this type of strategy, which has become a part of a legacy she will be able to leave with her (only child) her daughter, and two grandchildren. It was rewarding for me to learn how I helped make a critical difference in this client's life and in the life of her loved ones.
Make sure you work with a professional pro that has your best interest... as their top priority.
Am I ready to commit to financial planning and saving for my financial and or retirement 'years?
What are my financial / retirement dreams, goals, and objectives?
Do I have a formal written plan and guidance that will help keep me stay on course during my pre-post retirement years?