Find a financial advisor in Binghamton, NY

Find financial advisors in Binghamton, NY

Find financial advisors in Binghamton, NY

Share a few details and we'll show you the best financial advisors in your area.
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Find financial advisors in Binghamton, NY

Share a few details and we'll show you the best financial advisors in your area.
Zip code

Service type

Top 10 financial advisors in Binghamton, NY

Clients agree: these Binghamton financial advisors are highly rated for knowledge, experience, communication, and more.
Ricon Data Systems - Terence Connell CPA

Ricon Data Systems - Terence Connell CPA

5.0(4)
Offers online services
1 hire on Thervo
35+ years in business
Serves Binghamton, NY
A. C. says, "terry is very kind and patient especially to a computer illiterate like me!" Read more
Alexa CPA Group

Alexa CPA Group

5.0(1)
Offers online services
1 hire on Thervo
19+ years in business
Serves Binghamton, NY
Alex T. says, "Everything is straight and on time. " Read more
Dymun Success Enterprise

Dymun Success Enterprise

5.0(3)
Offers online services
1 hire on Thervo
20+ years in business
Serves Binghamton, NY
Neno G. says, "The things that stood out was how patient they are, will work with you and make sure that everything is in order from your part to theirs. Very great customer service rather over the phone or in person." Read more
Kenneth P. Rapoport CPA, Ltd.

Kenneth P. Rapoport CPA, Ltd.

5.0Exceptional(11)
Top Pro
Offers online services
7 hires on Thervo
33+ years in business
Serves Binghamton, NY
Susan I. says, "Years ago, Ken helped me with some difficulties with the IRS. He patiently worked his way through the issue and was able to reduce the amount owed and have the penalty waived. And Ken’s charge was very reasonable. Since then, my partner and I have over the last 8 years engaged Ken’s services for our annual taxes. Because of Ken’s extensive tax expertise, we always get a refund much larger than if we had used TurboTax, even allowing for his fee. Ken is also personable, attentive, and most importantly, honest. I highly recommend Ken!" Read more
US AmeriTax, Inc.

US AmeriTax, Inc.

5.0Exceptional(7)
Offers online services
9 hires on Thervo
15+ years in business
Serves Binghamton, NY
Chitrangda S. says, "I'm so glad I have contacted Thervo. The whole process was easy since Mr. Stephen handled everything gracefully. Thanks" Read more
Associates Consulting Group

Associates Consulting Group

5.0(4)
Offers online services
26 hires on Thervo
18+ years in business
Serves Binghamton, NY
Carol G. says, "I am very satisfied. I will be making another appt." Read more
MBlack-TheTaxLady (VCM Business Solutions)

MBlack-TheTaxLady (VCM Business Solutions)

5.0(4)
Offers online services
12+ years in business
Serves Binghamton, NY
Amanda W. says, "She was able to get me money back that I wasn’t able to when trying to file by myself and I didn’t have to pay in" Read more
T3 Business And Tax Services LLC

T3 Business And Tax Services LLC

5.0Exceptional(9)
Top Pro
Offers online services
1 hire on Thervo
22+ years in business
Serves Binghamton, NY
Eunice H. says, " She is the only person I trust to do my taxes. I absolutely love her work and professionalism" Read more
LASKO ACCOUNTING AND TAX SERVICES, PLLC

LASKO ACCOUNTING AND TAX SERVICES, PLLC

5.0(4)
Offers online services
4+ years in business
Serves Binghamton, NY
Ademola A. says, "I was having tax problems before I got to Lasko Accounting & Tax Services. The person that prepared my 2020 tax said I owed $42,000 plus. When I discussed with Lasko Accounting, he worked me through the process of amending my taxes. At the end of the day, I had a refund of $1,460. He was thorough, professional, prompt and knew what he was doing. He saved me from uncle Sam. We had many zoom meetings, phone and text messages during the time he was working on my taxes and even after my taxes have been filed/amended. He always has time for his clients. I can recommend him with 100% confidence." Read more
Cleveland Tax Professionals

Cleveland Tax Professionals

5.0Exceptional(5)
Offers online services
7 hires on Thervo
29+ years in business
Serves Binghamton, NY
Joyce G. says, "Very honest and very accurate And work in a timely manner I will definitely return to get my taxes done Thank you Cleveland Tax professionals" Read more

Your Personal Financial Planning questions, answered

Answers to commonly asked questions from the experts on Thervo.

How much do financial planners charge?

Financial planners charge a flat fee or an hourly rate for their services. A fee-only financial planner charges a flat fee for services ranging from $1,000 to $10,000 to develop a comprehensive financial plan.

A financial planner's hourly rates range from $200 to $400 per hour, depending on the advisor's experience. The larger and more complex your portfolio, the more time the financial planner will spend helping you develop a financial plan.

In contrast, financial advisors commonly charge a percentage of the assets under management (AUM). The standard fee for financial advisors is .0.25% to 1% of AUM, so for investors with $100,000 in assets, the annual fees would be $1,000. Some financial advisors serve only wealthy clients and set a minimum size for investment accounts. However, the more money the advisors manage, the lower the percentage fee they will charge.

What is a financial planner?

A financial planner helps to create a long-term financial plan for your wealth. Financial planners may sell commission-based products like life insurance, but their primary focus is helping you manage your finances including creating a budget, saving for emergencies, building college funds for your children, retirement planning, and estate planning.

A financial advisor is different from a financial planner in that their main purpose is to offer guidance and advice on financial matters like investments. They help you make informed decisions to build wealth and achieve your financial goals.

Are financial planners worth the cost?

A financial planner is worth the cost, especially if you have debt to consolidate or need help reaching your financial goals. Working with a financial planner can help you grow your wealth, manage your assets, and plan for retirement. They provide the expertise to make sound financial decisions while saving you time on researching financial investments and savings accounts. Employing a financial planner gives you peace of mind that you are making responsible financial decisions and have a plan for the future.

If you are considering working with a financial planner, be sure to:

  • Ask about all of the fees associated with the services you are interested in.
  • Make sure the financial planner you choose is a fiduciary. These financial planners have a fiduciary duty or legal obligation to act in your best interest, rather than looking for investments that pay the highest commissions.
  • Only agree to financial investments or products when you understand the risk and potential benefits.

How much money should I have before hiring a financial planner?

There is no minimum amount of money you should have before hiring a financial planner. Some financial planners have minimum account balance requirements, which can range from $50,000 to $1 million or more. If you have less than the minimum account balance, you may still be able to find a financial planner willing to work with you if you pay a higher fee.

Online financial planners are often more affordable than traditional financial planners and may not have minimum account balance requirements. Online planners can be accessed from anywhere with an internet connection, giving you the flexibility to work with an advisor on your schedule. These companies also have access to a wider range of expertise, employing a network of advisors with different specialties able to create a personalized financial plan tailored to your specific needs and goals.

How do I choose a financial planner?

Choosing a financial planner is a major life decision that can help you achieve your financial and retirement goals. Do not settle for a planner based on their price or location. Instead, do your research and find a planner that specializes in the services you need. If debt consolidation is an issue, find a planner that can help you reduce your debt while still building your savings. If you want to retire early, find a planner that can help you invest in products to help you reach your goals sooner.

Here are some tips to help you find the best financial planner for you:

  • Do your research by reading reviews, comparing fees, and learning about the different planning services available.
  • Interview several advisors in person to be sure you are comfortable with their personality and philosophy.
  • Make sure the planner is a fiduciary that will act in your best interests.
  • Ask about their fee structure and make sure the "all-in" costs fit your budget.
  • Get everything in writing including the services they provide, how they will be compensated, and any extra fees you should expect.
  • Be prepared to ask questions about their approach to financial planning and how they will handle your specific situation.

What questions should I ask a financial planner?

Before committing to a financial planner, make sure you are hiring the best person for you and your financial situation. Schedule interviews with several potential advisors and ask these important questions:

  • Are you a fiduciary?
  • What is your fee structure?
  • What additional fees should I expect?
  • What are your qualifications?
  • How often will we meet?
  • Will you be available for phone calls or emails outside of scheduled appointments?
  • What is your investment philosophy?
  • Will you help me invest in ethically responsible companies?

Reviews for Binghamton financial advisors

Recent success stories from people in the Binghamton area.
Jeb W.
Used to work with this guy. I am very computer savvy myself. But Terry is super experienced and I noticed that his prices are very reasonable.
Ricon Data Systems - Terence Connell CPA
Quentanett S.
The professionalism really gave me a sense of comfort. Awesome communication skills and very kind hearted. I was handled with care and I recommend 10/10
Dymun Success Enterprise
Heather I.
Thank you very much for helping me with my taxes last year. I have not used an accountant before, and I must thank you for being so thorough, organized, and resourceful. I didn’t know what to expect, but was very pleasantly surprised. You are obviously very good at what you do! Also I appreciate your help amending last year’s return to maximize my refund. It helped make a big difference! 🙂 All the best to you!
Kenneth P. Rapoport CPA, Ltd.
Jacques R.
Great service, knowledgeable friendly
US AmeriTax, Inc.
Gabrielle T.
Renee was amazing! I was working on a big career transition; healthcare to the corporate world and was feeling lost. She helped me identify my career goals, translate my experience into a new resume, and taught me how to communicate my skills for the job I wanted. She was patient and supportive and had lots of great tips and knowledge! I was able to successfully secure a new job in the field I wanted. I highly recommend Renee's services!
Associates Consulting Group
Torri S.
I had a great experience with Mehleneese! She was quick, knowledgeable, and made the process a breeze. She is stuck with me every year now!
MBlack-TheTaxLady (VCM Business Solutions)
Hayden M.
I am a person who waits until the last minute to do taxes TJH Enterprise gets right on it whenever I call. The quality of the work is second to none.
T3 Business and Tax Services LLC
Breezy
Very attentive and professional service! I would highly recommend to any of my business colleagues as you know you are in great hands. Excellent communication any time so you always know what is going on with your account. Excellent job!
LASKO ACCOUNTING AND TAX SERVICES, PLLC
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Binghamton financial advisors by service