About
Our passion is partnering with our clients to crystallize their financial goals, design a strategy to achieve those goals and execute the plan to its completion.
You know it’s not enough to just make a plan, even the most well designed strategies can fail if not executed properly and then monitored for progress and suitability. This is why we consistently monitor the progress of your plan and make changes as new developments come to light with your changing goals.
Whether we are helping a young family set the path to achieve their ideal lifestyle and first home; assisting a newly widowed client in navigating and structuring his/or her retirement plan and new life; or advising a professional couple on structuring the sale of their business and transitioning into retirement, we are consistently behind the scenes working to get you there and keep you there: on track.
Our Core Competencies include: Financial Planning, Wealth Management, Risk Management, Estate Planning and Multi-Generational Asset Transfer Planning, Managing Executive Deferred Comp Assets.
We use the latest and the most sophisticated tools to produce accurate and realistic analyses. We pride ourselves on our independence and ability to work with the leading experts in all fields of wealth management, accounting and estate planning to design a comprehensive and robust strategy to achieve our clients’ goals.
Sovereign is affiliated with Spire Investment Partners. Spire Investment Partners is the Parent Company of Spire Wealth Management, LLC an SEC RIA, and Spire Securities LLC, a registered Broker/Dealer and Member of FINRA / SIPC.
I enjoy helping people reach their goals and attain financial freedom.
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Frequently asked questions
What is your typical process for working with a new customer?
Before making any recomendations we want to make sure we go through a thorough discovery process to enable us to fully understand what our client's needs really are. Once we have that understanding, we craft a custom strategy and present it to our client. If the client agrees to the plan, we execute on the strategy. Then it is on the the monitoring stage as we manage to our client's goals and update the plan over time as the plan matures with the client and their goals.
What education and/or training do you have that relates to your work?
I Have 15 years of Experience as a Wealth Manager/Financial Planner. I hold the Chartered Financial Analyst Designation as well as a Bachelor's Degree in Finance. I am fully licenced to advise clients on Investments as well as Insurance.
Do you have a standard pricing system for your services? If so, please share the details here.
In general clients pay 1% per year for our services, if under $500,000 in assets, our fee rates go down as the amount of assets under management goes up. We will beat other full service firms by 10% if such an offer is brought to us.
Some clients prefer to pay an hourly rate or pay commissions instead of an ongoing fee on assets, and we can work that way as well.
How did you get started in this business?
I have always wanted to help investors build their Net Worth and work toward the ideal of Individual Sovereignty.
What types of customers have you worked with?
Retirees, businesses, business owners, young families, people who are in the 40's and 50's and seriously thinking about their retirement plan.
What advice would you give a customer looking to hire a pro in your area of expertise?
Review several advisors and see with whom you have the best chemistry and the greatest understanding in terms of the way they provide their service.
What questions should customers think through before talking to pros about their needs?
Think about what your goals are financially. How much guidance you think you will need. How comfortable you are with losses in the market. What fee level or fee structure (ongoing fees, hourly fees or commissions) are most agreeable with you.