Affordable Legal Documents LLC / Estate & Asset Protection Systems LLC
About
“Finally, professional legal documents at an affordable price.” Larry Mulcock
You want a fair exchange.
You know you need to plan for the future and put your affairs in order now before something happens, but traditional providers of estate planning are so expensive.
I started Affordable Legal Documents to make it possible for more people to participate in our legal system affordably. Now you can easily do the right thing for you and your family at an affordable price.
Even if cost is not a major consideration for you, you want to be confident that your plan will be done right and do what you want it to do.
Affordable Legal Documents takes estate planning to a whole new level:
1. Affordability. Affordable Legal Documents refined the estate planning process to provide top-quality professional planning and documentation for a reasonable fee.
2. Experience. You will feel confident based on the depth my education and broad-base of experience. You can review my background and profile below. Very few advisors have this breadth of knowledge and experience.
3. Customization & Clarity. This hands-on process ensures that you will get the outcome you want. Our dialogue will reveal your needs and desire and allow you to get answers to your questions. And I will ask you lots of questions as well, questions you may never have thought of before. Mutual clarity is the key to a good outcome. You will be comfortable that your documents will accomplish what you intended.
4. Easy & Understandable. You need not be intimidated. As your coach, I make sure you are clear and have the information you need to be confident in your decisions. You provide the input and I do the hard work. The result is a turn-key set of documents ready to sign and implement.
5. The Basic Package. You get the basic documents that everyone needs to spare your heirs the hassle and legal expenses of probate and to control who gets your belongings. Also included is a system to manage your affairs if you can’t, plus appointment of a health care power of attorney.
6. Implementation. A checklist and instructions are included to guide you through the transfer of your assets from you to you, as Trustee of your Trust. You will also be reviewing and updating beneficiary designations on your insurance and retirement plans. I am always there to answer questions. You may need additional help preparing deeds or other transfer documents which I can provide.
7. Beyond the Basics. Unlike most other planners, your planning does not stop there. Depending on your situation, your Trust may be just the beginning, the heart of a more comprehensive system. Included with your basic package is an Estate and Asset Protection System diagram that will illustrate additional steps you might take to protect your assets from business, professional and personal creditor risks, frivolous lawsuits, and various taxes.
The exorbitant fees charged by many providers frequently makes this important planning prohibitively expensive, yet almost everyone needs these basic documents. Top-quality work is now an affordable option for you through Affordable Legal Documents. You can have the same protections that your wealthier peers pay a fortune for.
I love my work and spending time in meaningful and important conversations with people from an infinite variety of situations. I learn so much from my clients. I enjoy the challenge of creating solutions for each unique set of circumstances.
Highlights
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Frequently asked questions
What is your typical process for working with a new customer?
We begin by you contacting me by phone or email.
You will want me to send you a paper “The Living and Legacy Document” that introduces you to the various documents that make up the basic estate planning package.
I will also email you a questionnaire that will prompt you for the information needed to begin the process.
Then we have an in-depth conversation about your questionnaire. You can ask all your questions and I ask you questions. The goal is to become mutually clear about your wishes so they can be accurately put into words.
Once we are clear, I can give you a firm quote. I don’t like open-ended arrangements. You will know up front what you are committing to before you commit. Your basic estate package can usually be completed for the quoted price. There may be some additional expense if I have to do some specialized drafting. The most important thing is that the final documents will do what you want them to do.
What education and/or training do you have that relates to your work?
Over thirty years as a Certified Financial Planner and Registered Investment Advisor have more than prepared me for my current practice. I have developed and delivered more than 300 seminars and continuing education courses to the public and to professionals in real estate, accounting, and insurance. This experience encompasses working in both large financial institutions and as an independent advisor. For example, I opened and managed the Fidelity Investments Salt Lake City Office. Later I was recruited to provide comprehensive financial and investment planning for the high net worth clients of Wells Fargo Bank in Idaho and Oregon. I now devote my time to Affordable Legal Documents, a boutique planning shop, and investment management emphasizing a personalized approach with each client.
Here is a bullet-point summary:
1. Formal Education:
(a) Bachelor’s Degree, Finance and Management - University of Utah
(b) Master’s Degree, Business Administration (MBA) - University of Utah
(c) Certified Financial Planner (CFP) - College for Financial Planning
(d) Accredited Investment Fiduciary Advisor (AIFA) - University of Pittsburg
2. Real Estate Principal Broker & Real Estate Continuing Education Instructor
3. Insurance Licenses: Life & Health, Property & Casualty, Consultant
4. Securities Licenses: Registered Investment Adviser
5. 300+ Seminars and continuing education classes on various planning and investment topics
6. Other:
(a) Trustee, Utah Youth Village (25 years)
(b) Bonneville Exchange Club, Program Director
(c) Deseret Foundation, Fitness Institute Community Board, Chairman; Deseret Foundation, Trustee
(d) Military Service - Captain, Utah National Guard
What types of customers have you worked with?
I work with individuals, couples, families, businesses, plus special situations, for example, special needs child, children using drugs, multiple marriages and families, paid-off homes. I also can help you protect investment assets, such as real estate, business interests, securities, guns and art.