About
Investment planning is a values based endeavor. I start by listening. Before any advice is given, it is essential that I understand what is important to you. If you're not sure where to even begin, then I'll help you define those element as well.
Together, we review the things that you value related to money. We define your goals, objectives, and interests. With that understanding, I work with you to implement strategies and investments that help you accomplish your goals.
I work as a fee-based advisor. That means that I don't sell things. I'm not under some quota nor do I have a firm or product objective. I work for you and your interests only. I don't charge a fee up front - our initial conversation is just that - a conversation. If we decide to work together then management fees are taken quarterly from the assets I manage for you.
My firm is a Registered Investment Advisor, an "RIA" with no proprietary investment products to push, no commissions to earn, no agenda to mandate. I manage your money through Charles Schwab and Co. - one of the largest and most cost effective investment banks in the world.
Financial success is not magic, but it does take thoughtful, specific and direct action which is the focus of my practice. Whether you are a long time investor or have new assets from an estate, a retirement or life insurance policy - I can help you make decisions to protect what you have and create a structure that helps you meet your goals. Call me - I'd like to get to know you and learn about the things that you value.
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Mike W.
Marsha F.
John H.
Frequently asked questions
What is your typical process for working with a new customer?
We start by listening. Before any advice is given, it is essential that we understand what is important to you. Together, we review your objectives, risk tolerance and time horizon. Once we understand your “complete picture” we can effectively implement your investment strategy to work toward accomplishing your goals.
What education and/or training do you have that relates to your work?
I am an Investment Advisor with 30 years of business and financial services experience with expertise in risk management, investment analysis and financial planning. I hold an MBA with an emphasis in technology and a Bachelor's degree in business and management. Born and raised in southeastern Idaho, I learned early on that opportunity comes directly from hard work and consistent effort. After a church mission to Taiwan, I worked in the financial services industry for many years, primarily with Citigroup in their mergers and acquisitions area. I also do consulting and business transformation work with IBM. After becoming an independent advisor, I use my banking, business and technology experience everyday to help others make better decisions about investments and financial planning. I have a keen interest in helping people be successful in building and expanding those things they value most.