Find a financial advisor in Temple, TX

Find financial advisors in Temple, TX

Find financial advisors in Temple, TX

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Find financial advisors in Temple, TX

Confirm your location to see the best financial advisors near you.
Zip code

Top 10 financial advisors in Temple, TX

Clients agree: these Temple financial advisors are highly rated for knowledge, experience, communication, and more.
ATM Professional Services, CPA

ATM Professional Services, CPA

4.5(2)
2 hires on Thervo
29+ years in business
Serves Temple, TX & Online
Sister S. says, "ATM continues to provide professional assistance and clearly communicates what is expected and needed. They are always there in providing assistance to any and all questions. " Read more
Associates Consulting Group

Associates Consulting Group

5.0(4)
26 hires on Thervo
19+ years in business
Serves Temple, TX & Online
Carol G. says, "I am very satisfied. I will be making another appt." Read more
Alpha Financial Group

Alpha Financial Group

5.0(2)
9 hires on Thervo
6+ years in business
Serves Temple, TX & Online
Leslie D P. says, "My experience with Alpha Financial was far better that I could have hoped for. Calvin was thorough, and at the same time, engaging to reassure me that my incredible needs would be handled in a professional manner. He did not fail me…and I am able to move forward into a more normal life without the overwhelming oversight of the IRS. I highly recommend Calvin to anyone who is seeking answers or relief to whatever tax problems they might be facing. Please know that I am a very and highly satisfied customer who will certainly do business with him again, and again. Leslie D. Patterson…" Read more
Kenneth P. Rapoport CPA, Ltd.

Kenneth P. Rapoport CPA, Ltd.

5.0Exceptional(11)
Top Pro
7 hires on Thervo
34+ years in business
Serves Temple, TX & Online
Susan I. says, "Years ago, Ken helped me with some difficulties with the IRS. He patiently worked his way through the issue and was able to reduce the amount owed and have the penalty waived. And Ken’s charge was very reasonable. Since then, my partner and I have over the last 8 years engaged Ken’s services for our annual taxes. Because of Ken’s extensive tax expertise, we always get a refund much larger than if we had used TurboTax, even allowing for his fee. Ken is also personable, attentive, and most importantly, honest. I highly recommend Ken!" Read more
Path Bookkeeping And Tax Preparation Service

Path Bookkeeping And Tax Preparation Service

5.0(1)
6 hires on Thervo
15+ years in business
Serves Temple, TX & Online
Angela S. says, "Alex was quick to respond and did what he said he was going to to. Pleasure to work with." Read more
Puma's Business Creation & Finanical Services Inc

Puma's Business Creation & Finanical Services Inc

5.0(3)
1 hire on Thervo
13+ years in business
Serves Temple, TX & Online
D. S. says, "Veloney help me get in compliance with the state with my business. I didn't know where to start. And she took the bull by its horn and lead the way." Read more
Accell Accounting An Income Tax Inc

Accell Accounting An Income Tax Inc

5.0(1)
6 hires on Thervo
45+ years in business
Serves Temple, TX & Online
Danielle V. says, "I’ve been trying to find a company for years to get my accounting in order. They are doing more than just getting my accounting in order they are actually letting me know how to save money on taxes Ect. Carolyn and her team are incredibly clever and I am recommending them to everybody I know. They are not just affordable they are exceptional people with brilliant minds." Read more
Bandera Tax Inc

Bandera Tax Inc

4.9Exceptional(13)
6 hires on Thervo
27+ years in business
Serves Temple, TX & Online
MONICA G. says, "Very knowledgeable and knows exactly what he's doing." Read more
Northwestern Mutual

Northwestern Mutual

5.0(2)
8+ years in business
Serves Temple, TX & Online
Robert S. says, "She was very professional and provided great insight and delivered a great product. I was looking for an in depth retirement plan and I received." Read more
BSG Advisers

BSG Advisers

5.0(4)
3 hires on Thervo
10+ years in business
Serves Temple, TX & Online
Pamela B. says, "Fees were transparent/fair, recommendations were detailed, not pushy/salesman. Invaluable help and very pleased with his process. I look forward to working with Drew for years to come" Read more

Your Personal Financial Planning questions, answered

Answers to commonly asked questions from the experts on Thervo.

How much do financial planners charge?

Financial planners charge a flat fee or an hourly rate for their services. A fee-only financial planner charges a flat fee for services ranging from $1,000 to $10,000 to develop a comprehensive financial plan.

A financial planner's hourly rates range from $200 to $400 per hour, depending on the advisor's experience. The larger and more complex your portfolio, the more time the financial planner will spend helping you develop a financial plan.

In contrast, financial advisors commonly charge a percentage of the assets under management (AUM). The standard fee for financial advisors is .0.25% to 1% of AUM, so for investors with $100,000 in assets, the annual fees would be $1,000. Some financial advisors serve only wealthy clients and set a minimum size for investment accounts. However, the more money the advisors manage, the lower the percentage fee they will charge.

What is a financial planner?

A financial planner helps to create a long-term financial plan for your wealth. Financial planners may sell commission-based products like life insurance, but their primary focus is helping you manage your finances including creating a budget, saving for emergencies, building college funds for your children, retirement planning, and estate planning.

A financial advisor is different from a financial planner in that their main purpose is to offer guidance and advice on financial matters like investments. They help you make informed decisions to build wealth and achieve your financial goals.

Are financial planners worth the cost?

A financial planner is worth the cost, especially if you have debt to consolidate or need help reaching your financial goals. Working with a financial planner can help you grow your wealth, manage your assets, and plan for retirement. They provide the expertise to make sound financial decisions while saving you time on researching financial investments and savings accounts. Employing a financial planner gives you peace of mind that you are making responsible financial decisions and have a plan for the future.

If you are considering working with a financial planner, be sure to:

  • Ask about all of the fees associated with the services you are interested in.
  • Make sure the financial planner you choose is a fiduciary. These financial planners have a fiduciary duty or legal obligation to act in your best interest, rather than looking for investments that pay the highest commissions.
  • Only agree to financial investments or products when you understand the risk and potential benefits.

How much money should I have before hiring a financial planner?

There is no minimum amount of money you should have before hiring a financial planner. Some financial planners have minimum account balance requirements, which can range from $50,000 to $1 million or more. If you have less than the minimum account balance, you may still be able to find a financial planner willing to work with you if you pay a higher fee.

Online financial planners are often more affordable than traditional financial planners and may not have minimum account balance requirements. Online planners can be accessed from anywhere with an internet connection, giving you the flexibility to work with an advisor on your schedule. These companies also have access to a wider range of expertise, employing a network of advisors with different specialties able to create a personalized financial plan tailored to your specific needs and goals.

How do I choose a financial planner?

Choosing a financial planner is a major life decision that can help you achieve your financial and retirement goals. Do not settle for a planner based on their price or location. Instead, do your research and find a planner that specializes in the services you need. If debt consolidation is an issue, find a planner that can help you reduce your debt while still building your savings. If you want to retire early, find a planner that can help you invest in products to help you reach your goals sooner.

Here are some tips to help you find the best financial planner for you:

  • Do your research by reading reviews, comparing fees, and learning about the different planning services available.
  • Interview several advisors in person to be sure you are comfortable with their personality and philosophy.
  • Make sure the planner is a fiduciary that will act in your best interests.
  • Ask about their fee structure and make sure the "all-in" costs fit your budget.
  • Get everything in writing including the services they provide, how they will be compensated, and any extra fees you should expect.
  • Be prepared to ask questions about their approach to financial planning and how they will handle your specific situation.

What questions should I ask a financial planner?

Before committing to a financial planner, make sure you are hiring the best person for you and your financial situation. Schedule interviews with several potential advisors and ask these important questions:

  • Are you a fiduciary?
  • What is your fee structure?
  • What additional fees should I expect?
  • What are your qualifications?
  • How often will we meet?
  • Will you be available for phone calls or emails outside of scheduled appointments?
  • What is your investment philosophy?
  • Will you help me invest in ethically responsible companies?

Reviews for Temple financial advisors

Recent success stories from people in the Temple area.
Michael C.
We work with a lot of firms. ATM provides personalized services at reasonable prices without hidden fees. If we run into a project requiring enhanced services, ATM will coordinate the effort and report progress in digestible fashion. Extremely satisfied and happy to recommend ATM.
ATM Professional Services, CPA
Gabrielle T.
Renee was amazing! I was working on a big career transition; healthcare to the corporate world and was feeling lost. She helped me identify my career goals, translate my experience into a new resume, and taught me how to communicate my skills for the job I wanted. She was patient and supportive and had lots of great tips and knowledge! I was able to successfully secure a new job in the field I wanted. I highly recommend Renee's services!
Associates Consulting Group
Lauren R.
He was very quick to respond, thorough and knowledgeable. He saved me thousands by employing his knowledge and I will return to use him again next year.
Alpha Financial Group
Heather I.
Thank you very much for helping me with my taxes last year. I have not used an accountant before, and I must thank you for being so thorough, organized, and resourceful. I didn’t know what to expect, but was very pleasantly surprised. You are obviously very good at what you do! Also I appreciate your help amending last year’s return to maximize my refund. It helped make a big difference! 🙂 All the best to you!
Kenneth P. Rapoport CPA, Ltd.
K. T.
Puma's Business Creation assist me in obtaining not just one but two trademarks. I'm was extremely happy because it was so stressed for me and she made the process so easy.
Puma's Business Creation & Finanical Services Inc
Sandy L.
Fast and easy! Saved it's a ton of $$$
Bandera Tax Inc
Mohammed H.
very professional
Northwestern Mutual
Kirk C.
Drew, whose real name is George, is an exceptional professional in the financial wealth business. He profoundly understands his area of expertise and guides his clients through every step of the process with great care and diligence. Drew's communication skills are second to none, and his trustworthiness and professionalism are impeccable. He considers his client's current and potential financial status and works with them to ensure financial stability. Drew has a strong network of support, which helps him deliver excellent outcomes for his clients. Without hesitation, I have recommended Drew to my family, friends, and clients. I highly recommend his services to anyone who needs financial guidance. Thank you, Drew, for being such an excellent professional!
BSG Advisers
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