Find a financial advisor in O'fallon, MO

Find financial advisors in O'fallon, MO

Find financial advisors in O'fallon, MO

Confirm your location to see the best financial advisors near you.
Zip code

Find financial advisors in O'fallon, MO

Confirm your location to see the best financial advisors near you.
Zip code

Top 10 financial advisors in O'fallon, MO

Clients agree: these O'fallon financial advisors are highly rated for knowledge, experience, communication, and more.
DB Strategic Wealth

DB Strategic Wealth

Serves O'fallon, MO & Online
I am a Financial Advisor who has been training for over a year. Have passed my SIE, Series 7, and Series 66 exams as well as Life & Health Insurance exam. Our firm has been in business for over 30 years, and we strive to give our customers a customized plan that will ensure they will never outlive their money.
DB Strategic Wealth

DB Strategic Wealth

37+ years in business
Serves O'fallon, MO & Online
At DB Strategic Wealth, we specialize in personal financial planning tailored to meet your unique needs. We have been in business for 35 years and focus on building lasting relationships and helping clients to achieve their financial goals. We specialize in creating an Investment Portfolio that will manage risk and achieve the long-term growth necessary to retire comfortably. All of our agents are dual registered as Agents and Investment Adviser Representatives and have a state license to sell Life insurance products as well. The initial consultation is completely free, there are no charges until you decide to invest.
Jude Jones Financial

Jude Jones Financial

Serves O'fallon, MO & Online
We take a holistic approach to planning for our clients. It's not just a one and done approach. Our clients become friends and they tell their family and friends. We are committed to being transparent about every aspect of our product choices and our recommendations. We encourage questions and we will never create a pressure siuation. I enjoy helping people get what they want and what they deserve. Unfortunately too often they are not told the whole story. I've only seen one situation that we could not fix. But we told the client the truth and they are still friends with us today. We know our job is to save people from financial ruin, but unf...
Leon Financial Services

Leon Financial Services

25+ years in business
Serves O'fallon, MO
Fiduciary Financial Planner with 23 years of experience, helping individuals, families and business owners grow and preserve their wealth with special focus on minimizing taxes so you can keep more of your hard earned money"
360 Investment And Retirement Advisory (360 IRA)

360 Investment And Retirement Advisory (360 IRA)

1 hire on Thervo
13+ years in business
Serves O'fallon, MO & Online
Fiduciary advisor firm focused on honest, transparent and comprehensive investment and retirement services. Helping those live comfortably and enjoy retirement.
Steven K. Marr & Associates

Steven K. Marr & Associates

20+ years in business
Serves O'fallon, MO & Online
Expert Been there and done it experience.
Robert Olsen Wealth Group

Robert Olsen Wealth Group

35+ years in business
Serves O'fallon, MO & Online
We provide comprehensive tax and wealth services to a select community of clients. We specialize in working with entrepreneurs and people that are connected to the real estate industry (investors, brokers, agents, etc.). Tax preparation, tax planning, investment management, estate planning and documentation and retirement planning are a few of the practice areas that we have extensive experience in. I receive a great deal of satisfaction helping clients minimize or eliminate the amount of money they have to send off to the IRS or the State government. Keeping the rascals in Washington and the State capital out of YOUR pocket is very grati...
Diversified Financial Advisors, LLC

Diversified Financial Advisors, LLC

Serves O'fallon, MO & Online
With fluctuating markets and ever-changing goals, maintaining an appropriate personal or corporate retirement plan can be a daunting task. At Diversified Financial Advisors,LLC, our goal is to help make the process simpler and more efficient by collaborating with a team of professionals to provide a broad range of services. We are an independent firm and registered investment adviser (RIA) that has been providing comprehensive asset management and retirement plan consulting services for corporations and individuals. Serving in a fiduciary capacity, we leverage our extensive resources to bring suitable solutions to connect our clients’ objecti...
Cadeau - Wealth With Wisdom

Cadeau - Wealth With Wisdom

41+ years in business
Serves O'fallon, MO
Your Circle of Wealth If what you thought to be true about your money turned out not to be true, when would you want to know? This is a question we frequently ask our clients. Families today face major challenges in reaching their full financial potential. Over the years, economic conditions have vastly changed the rules; meaning conventional financial advice is no longer working. We believe it’s critical for clients to understand how money really works. Many people don’t realize that the accumulation and distribution of wealth are very different phases. Before you retire, it’s critical to determine how you will maintain your assets in a tax-...
LifeStream Family Advisory

LifeStream Family Advisory

13+ years in business
Serves O'fallon, MO & Online
We’re a fiduciary firm dedicated solely to your success. We create a collaborative team of advisors, CPA’s and Attorneys who all work from the same blueprint for you and your family. Visit our website at http://www.lifestreamfamily.com for checklists, white papers and a complimentary consultation to talk about what matters most to you.

Your Personal Financial Planning questions, answered

Answers to commonly asked questions from the experts on Thervo.

How much do financial planners charge?

Financial planners charge a flat fee or an hourly rate for their services. A fee-only financial planner charges a flat fee for services ranging from $1,000 to $10,000 to develop a comprehensive financial plan.

A financial planner's hourly rates range from $200 to $400 per hour, depending on the advisor's experience. The larger and more complex your portfolio, the more time the financial planner will spend helping you develop a financial plan.

In contrast, financial advisors commonly charge a percentage of the assets under management (AUM). The standard fee for financial advisors is .0.25% to 1% of AUM, so for investors with $100,000 in assets, the annual fees would be $1,000. Some financial advisors serve only wealthy clients and set a minimum size for investment accounts. However, the more money the advisors manage, the lower the percentage fee they will charge.

What is a financial planner?

A financial planner helps to create a long-term financial plan for your wealth. Financial planners may sell commission-based products like life insurance, but their primary focus is helping you manage your finances including creating a budget, saving for emergencies, building college funds for your children, retirement planning, and estate planning.

A financial advisor is different from a financial planner in that their main purpose is to offer guidance and advice on financial matters like investments. They help you make informed decisions to build wealth and achieve your financial goals.

Are financial planners worth the cost?

A financial planner is worth the cost, especially if you have debt to consolidate or need help reaching your financial goals. Working with a financial planner can help you grow your wealth, manage your assets, and plan for retirement. They provide the expertise to make sound financial decisions while saving you time on researching financial investments and savings accounts. Employing a financial planner gives you peace of mind that you are making responsible financial decisions and have a plan for the future.

If you are considering working with a financial planner, be sure to:

  • Ask about all of the fees associated with the services you are interested in.
  • Make sure the financial planner you choose is a fiduciary. These financial planners have a fiduciary duty or legal obligation to act in your best interest, rather than looking for investments that pay the highest commissions.
  • Only agree to financial investments or products when you understand the risk and potential benefits.

How much money should I have before hiring a financial planner?

There is no minimum amount of money you should have before hiring a financial planner. Some financial planners have minimum account balance requirements, which can range from $50,000 to $1 million or more. If you have less than the minimum account balance, you may still be able to find a financial planner willing to work with you if you pay a higher fee.

Online financial planners are often more affordable than traditional financial planners and may not have minimum account balance requirements. Online planners can be accessed from anywhere with an internet connection, giving you the flexibility to work with an advisor on your schedule. These companies also have access to a wider range of expertise, employing a network of advisors with different specialties able to create a personalized financial plan tailored to your specific needs and goals.

How do I choose a financial planner?

Choosing a financial planner is a major life decision that can help you achieve your financial and retirement goals. Do not settle for a planner based on their price or location. Instead, do your research and find a planner that specializes in the services you need. If debt consolidation is an issue, find a planner that can help you reduce your debt while still building your savings. If you want to retire early, find a planner that can help you invest in products to help you reach your goals sooner.

Here are some tips to help you find the best financial planner for you:

  • Do your research by reading reviews, comparing fees, and learning about the different planning services available.
  • Interview several advisors in person to be sure you are comfortable with their personality and philosophy.
  • Make sure the planner is a fiduciary that will act in your best interests.
  • Ask about their fee structure and make sure the "all-in" costs fit your budget.
  • Get everything in writing including the services they provide, how they will be compensated, and any extra fees you should expect.
  • Be prepared to ask questions about their approach to financial planning and how they will handle your specific situation.

What questions should I ask a financial planner?

Before committing to a financial planner, make sure you are hiring the best person for you and your financial situation. Schedule interviews with several potential advisors and ask these important questions:

  • Are you a fiduciary?
  • What is your fee structure?
  • What additional fees should I expect?
  • What are your qualifications?
  • How often will we meet?
  • Will you be available for phone calls or emails outside of scheduled appointments?
  • What is your investment philosophy?
  • Will you help me invest in ethically responsible companies?

Reviews for O'fallon financial advisors

Recent success stories from people in the O'fallon area.
How Thervo works
Search

Search, get cost estimates, contact therapists, and book—all for free.

Compare

View profiles, read reviews, check qualifications, and see prices before hiring.

Hire

Ask questions, confirm their availability, and hire the right therapist when you're ready.

O'fallon financial advisors by service