About
I use my over thirty years of experience monitoring my client's accounts DAILY, following trends to stay ahead of market conditions, so you can act appropriately, instead of re-acting to fears, contacting clients regularly to discuss their portfoilio for success and peace of mind. Planning is a long term committment through your ever changing life and retirement, not a one shot deal
The most rewarding aspect of my profession is helping my clients and their families enjoy a long and very succesful life style all the way through retirement. This is not work or a job, but a deep passion for the lives I come in contact with, and humbled to gain their trust
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Frederick M.
William C.
Rob G.
Jayme G.
Frederick M.
Frequently asked questions
What is your typical process for working with a new customer?
I never consider anyone I speak with as a customer. Initial meetings are for the sole purpose of developing a strong trust, confidence, and friendship. Subsequent meetings build on the trust between the client and financial representative, which is the only way to establish a long lasting relationship. The first question I ask is "How can we help you, and what is your best scenario for a stress free life and retirement" At that point we start the information gathering processs, and develop a series of options flexible enough to adjust to your ever chanhing life. We thorughly examine each one discusing the pros and cons until you decide on a plan that is suitalbe for your needs and wants
What education and/or training do you have that relates to your work?
I have a Bachelor of Science Degree in Business Administration from Clark University in Worcester, Mass.
In my thirty one years in the financial services industry I have had thousands of hours of training and continuing education in every aspect of this field. Each year I add hundreds more to stay current of all changes and additions to the industry
Do you have a standard pricing system for your services? If so, please share the details here.
I do not charge a fee for any of my services.
I have confidence in my abilities that a client and I will design a plan that is best suited for their needs and wants in which case, I get compensated by the companies you invest in or purchase.
I do not beleive in double dipping
How did you get started in this business?
A friend and insurance agent suggested that I start in the business. After taking a series of tests, I decided that this is the industry for me. That was in 1989, and I have never regretted it. This has never been a job to me, the most rewarding part of life is helping people, and I feel honored to do so
What types of customers have you worked with?
In my thirty one years in the financial services industry, I have worked with all types of clients from a 529 education plan to retirement planning. My clients ages spans from seven to ninety three
Describe a recent event you are fond of.
I look at every one I work with as an event, everyone is unique in itself, and no less important then anyone else, regardless of your financial position. Whether you have a small portfolio or a large one, I put the same level of effort toward a positive outcome.
What advice would you give a customer looking to hire a pro in your area of expertise?
Ask a lot of questions, the financial representative and the client have to create a bond of trust if you plan to work with each other. This is not a one shot deal of establishing just a plan, this is lifetime commitment and relationship. You see a doctor for your health care regularly, consider your financial rep as your doctor of your financial future. You need to develop a strong bond
Getting a second opinion is also wise
What questions should customers think through before talking to pros about their needs?
What is the financial representative's process, how do they get compensated. Are they a captive agent for a specific company or are they independant.
Being comfortable with the agent is paramount