Michael Cirelli, Financial Planner
My team and I work with clients on their financial planning needs. Goal setting, retirement projections, investment analysis, insurance and estate planning are just a few of the components we cover.
I'm Series 7 and 66 licensed. I'm also a Certified Tax Specialist (CTS).
I have a partner, Jeff Scheithe, who is a CFP and has been a financial planner for over 30 years.
I'm a fiduciary, which means I have a legal obligation to put my clients interests above my own. We are generally paid either by charging a percentage on the assets that we manage or an hourly/monthly/quarterly financial planning flat cost.
Client education is paramount. We believe that a client will be more inclined to take action and follow the plan we design if they truly understand why this is the best strategy for them.
I'm ranked in the top 1% of all financial planners on LinkedIn and you can find me by searching "Michael Cirelli Financial Planner"
I have my series 7 and 66 securities licenses along with my life and health insurance licenses as well. I'm licensed to do investments/securities business in more than 25 states so being local isn't a necessity. I have completed all of the necessary coursework for the CFP designation and use those skills to help clients achieve their financial goals.
Listening to clients tell me about their goals and life passions and then designing a plan that allows them to accomplish those goals.
Photos and videos
Frequently asked questions
What is your typical process for working with a new customer?
It all begins with a 15-20 minute discovery phone call. I want to make sure we're the right fit for one another before setting any time to sit down in person or speak virtually.
You are free to ask me any quetsions you'd like and I will have a few questions of my own to ask as well. If we both agree, we'll set a time to meet in person or for a virtual call if we're not in the same state.
After our second meeting (either in person or virtually) I will then send you my Financial Planning Menu of Services which details all the items I plan to help you with and it will give you the exact cost of working with me. This way, you never have to make a decision in front of me - you can review what I send you and let me know if you'd like to proceed or not.
What education and/or training do you have that relates to your work?
Series 7 securities license
Series 66 securities license
Life insurance license
Health insurance license
Plan to receive my CFP designation in 2020
Do you have a standard pricing system for your services? If so, please share the details here.
Typically a percentage on the assets that we manage for a client or a monthly/quarterly/annual flat financial planning cost.
I tend to give the client options since one of those may not be the best choice for everyone.
How did you get started in this business?
I began trading stocks back in 2010 and then met Jeff in 2014 who is now my partner here at SAI Financial Services.