Preparing for your financial future can seem daunting and overwhelming because there are so many decisions to make and a plethora of options to choose. However, I offer to take you on a journey to achieving your financial goals. So, I take the time to understand their situation, answer their questions, and provide education when it is needed. My job is to take what may seem complex and make it simple to understand.
When I serve you as a client, my goal is to understand your situation, highlight the strengths of your current plan, and identify gaps that may need your attention. I develop a custom-tailored financial plan, provide you with peace of mind, help you create wealth, and build financial security. Whether you need to establish a solid investment program, prepare for retirement or your child’s college education, or are looking to assess your preparedness for life’s curveballs, I offer focused attention, knowledge, and competence. Contact me to discuss your financial future.
Henoc has been my financial advisor for over five years. During that time he has also provided financial services to my mother, my sisters, and other family members. I have never been afraid to recommend him and he always provides several recommendations to choose between and pros and cons of each recommendation. If he makes a strong recommendation, he will explain the reason why he thinks one is better than the other. One of the things I appreciate about him is his willingness to provide service at times when he doesn't receive compensation. He is helping me with the process of purchasing a home, by referring me to professionals who can help, and helping me to find answers to questions I have -- he responds when he knows the answer and introduces me to others who can answer questions he does not know how to answer. He meets with me once or twice a year to review and update my financial plan, if an update is necessary. If you are looking for a financial professional that will work with you to achieve your goals while making sure you understand the process, who puts what's best for you ahead of what's in it for him, Henoc is your man. I highly recommend him.
HP is a consummate professional. He took the time to understand my situation and helped me to develop a plan that achieved my goals. I didn't feel pushed or rushed to make a decision. He was patient, answered all of my questions, and made sure I understood what he was recommending and why. I would highly recommend him
What I like was the level of professionalism and respect
I use a process that requires a minimum of 2-3 appointments. First, I need to understand my clients’ needs, strengths, gaps to fill, and limitations or hurdles to overcome. Then, I show how goals they thought were unreachable are doable.
· During the initial appointment, my clients learn about who I am, what I do, and how I work, and I learn about their needs, dreams, financial goals, and where they are financially.
· During the second appointment, I provide a written and detailed professional analysis of what I learned at our last meeting, identify areas of strength and where gaps exist. I also explain and offer my assessment of their available options.
· In many cases, the client agrees with the assessment and is ready to implement their chosen plan. In this case, I set the plan in motion.
· In other cases, the client needs to digest the information while I seek to understand better and answer their questions. Finally, we set another appointment for me to return, answer any additional questions and begin to implement the plan they have chosen.
A part of the Implementation process involves setting a tentative schedule to meet and review the plan, at least once every year; we can schedule more frequent appointments if the situation requires more frequent contacts,
I bring a combination of experience, professionalism, and access to a wide variety of products and services that can help you meet your financial goals, estate strategies, investment, and insurance needs. I have a background in accounting, possess two master’s degrees, and am licensed to speak about and recommend investment and insurance products in several states. I am currently completing the Chartered Financial Consultant Designation at the American College of Financial Services. I will also sit for the Certified Financial Planner examination upon completion of the program.