RB Capital Management, LLC
About
With 20 years of industry experience Rob works with clients to develop investment solutions that reflect their individual situations and helps secure their long-term financial success. As a CFP®, Rob’s specific areas of expertise include financial planning to analyze client needs, portfolio asset allocation, 401(k) plan education, and fiduciary due diligence oversight.
Specialties
Comfort with finances
Career stage
Annual income
Service type
No reviews (yet)
Frequently asked questions
What is your typical process for working with a new customer?
Each client is unique. As such, I start all preliminary discussions with a blank sheet of paper in order to caputre what is important to a client. I pride myself on disclosing my fees upfront and the transparency of those fees. Finally, I do not represent a product that I am trying to sell, instead I solely focus on my client's individual needs and tailor solutions towards those.
What education and/or training do you have that relates to your work?
I have a Bachelor of Science in Finance from University of Connecticut and also earned my CFP(R) Designation.
Do you have a standard pricing system for your services? If so, please share the details here.
I can earn compensation in three ways: 1) I may charge an hourly fee for financial planning or consulting. 2) I charge a fee for assets that I manage. 3) If insurance is a solution that is determined as a necessity in the course of financial planning, the insurance company will pay me an ordinary and customary commission. The first two options will always be agreed upon in writing before a client incurs a single fee.
How did you get started in this business?
When I was a freshman in college I had to check in on campus a few days before classes started. And when I wasn't participating in freshman orientation events, I spent some time exploring campus with some new friends I had made. We took a trip to the Student Union and I soon discoved a pop-up tent, with the name of a financial institution on the top, that was offering free t-shirts. All I had to do was simply provide some personal information and sign a form. Off I walked with a new shirt; what college freshman would pass up a free shirt?!?! This free t-shirt ballooned into over $10,000 of credit card debt that I had to find a way to pay off. We don't learn these life lessons in high school and college and I decided to set out to make a difference through education.
What advice would you give a customer looking to hire a pro in your area of expertise?
Do your due diligence. There are a number of tools and resources out there. But at bare minimum check the state and federal websites to ensure that they have a spotless record.
What questions should customers think through before talking to pros about their needs?
Some great questions to ask include: 1) how are you compensated (fee, commission or both) 2) ask how fees, both transparent and hidden are revealed to you 3) if they represent a proprietary product or have employee benefits tied to the sale of a particular product